How to Celebrate the Holidays on a Budget

This year’s holiday season can be special for you and your family regardless of your budget. Here are some fun tips for creating new holiday traditions while saving money.
1) Make your cards from recycled materials. Cards can be made from paper grocery bags, cereal boxes, used file folders and even last year’s holiday cards. Feature your family’s artwork and use recycled wrapping paper or paper from catalogs and magazines for backgrounds. A great resource for making cards from recycled materials is "Creative Correspondence" by Michael and Judy Jacobs, available at local bookstores or on Amazon.com.
2) Have fun together and create a festive decoration by making a gingerbread house. You can bake the gingerbread yourself and use royal icing to construct the house and attach the candy. Another option is to use

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